Equity

Economy News

RBI tightens bad loan classification norms to align with globally-accepted standards
(28-Apr-2026, 11:47 Hours IST)  
The Reserve Bank of India (RBI) has tightened the rules governing classification of bad loans, definition, and recovery, to align with globally-accepted standards, effective April 1, 2027, according to the Master Directions released on Monday. These Directions are intended to further strengthen credit risk management practices, improve comparability across regulated entities, and align the regulatory framework more closely with internationally accepted financial reporting principles, the central bank noted. The most critical element is a shift from how banks recognise bad loans and set aside provisions. Banks will now move from the old 'incurred loss' model to a forward-looking Expected Credit Loss (ECL) model. It has also amended norms for the resolution of stressed assets by adding certain changes. These changes will come into effect from April next year, and follow a draft feedback opportunity given by the RBI in October last year.
Tuesday, April 28, 2026 4:01:00 PM
Adani Ports1636.00(0.42)%
      
Asian Paints2457.90(-1.09)%
      
Axis Bank1289.40(-2.65)%
      
Bajaj Finance923.40(0.17)%
      
Bajaj Finserv1784.50(0.70)%
      
Bharat Electro..435.75(0.03)%
      
Bharti Airtel1845.45(1.43)%
      
Eternal253.80(-0.70)%
      
HCL Technologi..1196.25(-2.64)%
      
HDFC Bank782.30(-0.96)%
      
Hind. Unilever2288.25(-1.69)%
      
ICICI Bank1291.75(-1.77)%
      
Infosys1152.60(-1.48)%
      
Interglobe Avi..4445.10(-2.59)%
      
ITC304.45(0.18)%
      
Kotak Mah. Ban..377.80(0.24)%
      
Larsen & Toubr..4044.45(-0.16)%
      
M & M3088.00(-0.47)%
      
Maruti Suzuki12891.70(-2.53)%
      
NTPC406.55(-0.89)%
      
Power Grid Cor..318.10(-0.86)%
      
Reliance Indus..1388.90(1.68)%
      
SBI1090.90(-1.88)%
      
Sun Pharma.Ind..1747.70(0.80)%
      
Tata Steel215.05(0.73)%
      
TCS2445.00(-0.10)%
      
Tech Mahindra1409.15(0.95)%
      
Titan Company4421.80(-0.47)%
      
Trent4254.00(-0.20)%
      
UltraTech Cem.11816.40(-1.64)%
      

FOR GRIEVANCE MAIL TO invgrieviss@iseindia.com

BSE EQUITIES : INB011077733 | NSE F&O EQUITIES : INF231077737 | NSE CASH MARKET : INB231077737 | NSE CURRENCY DERIVATIVES : INE231077737 | MCX-SX : INE261077737

ISS Enterprise Limited [Erstwhile: ISE Securities & Services Limited], a wholly owned subsidiary of Inter-connected Stock Exchange of India Ltd. (ISE)

© 2013 ISS Enterprise Limited [Erstwhile: ISE Securities & Services Limited]. All rights reserved.

Designed, developed & powered by C-MOTS Infotech (ISO 9001:2008 certified)