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GIC Housing Finance LtdIndustry : Finance - Housing
BSE Code:511676 NSE Symbol: GICHSGFIN P/E (TTM) :7.92
ISIN Demat:INE289B01019 Div & Yield %:2.04 EPS (TTM) :27.83
Book Value (RS) :322.6350975 Market Cap (Rs Cr.):1186.85 Face Value (RS) :10
    Change Company 
Quarters :  
ParticularsDec 2023Sep 2023Jun 2023Mar 2023
 (Rs in Cr)(Rs in Cr)(Rs in Cr)(Rs in Cr)
Operating Income 259.84264.51266.08276.93
Total Income 262.89270.18271.04287.39
Interest 175.72179.32183.01178.19
Employee Expenses 16.7214.1317.0622.47
Selling & Administrative Expenses 0.000.000.000.00
Impairment of Assets 0.000.000.000.00
Loss on Forex Transaction 0.000.000.000.00
Other Expenses 10.9816.0714.8312.57
TOTAL OPERATING EXPENDITURE 203.42209.52214.90213.23
Operating Profit Before Prov. & Cont. 59.4760.6656.1474.16
Provisions & Write Offs 13.2716.4610.54-6.83
Depreciation 3.903.623.673.47
TOTAL EXPENDITURE 220.59229.60229.11209.87
Tax 8.5012.009.00-15.50
Fringe Benefit Tax 0.000.000.000.00
Deferred Tax -1.80-1.581.1240.73
Reported Profit After Tax 35.6030.1631.8152.29
Extra-ordinary Items 0.000.000.000.00
Adjusted Profit After Extra-ordinary item 35.6030.1631.8152.29
     
EPS (Unit Curr.) 6.615.605.919.71
EPS (Adj) (Unit Curr.) 6.615.605.919.71
Calculated EPS (Unit Curr.) 6.615.605.919.71
Calculated EPS (Adj) (Unit Curr.) 6.615.605.919.71
Calculated EPS (Ann.) (Unit Curr.) 26.4422.4023.6338.84
Calculated EPS (Adj) (Ann.) (Unit Curr.) 26.4422.4023.6338.84
Book Value (Unit Curr.) 329.52322.63321.38315.56
Dividend (%) 0.000.000.000.00
Equity 53.8553.8553.8553.85
Reserve & Surplus 0.000.000.000.00
Face Value 10.0010.0010.0010.00
     
Public Shareholding (No. Of Shares) 0.000.000.000.00
Public Shareholding (% in Equity) 0.000.000.000.00
     
Pledged/Encumbered - No. of Shares 0.000.000.000.00
Pledged/Encumbered - % in Total Promoters Holding 0.000.000.000.00
Pledged/Encumbered - % in Total Equity 0.000.000.000.00
     
Non Encumbered - No. of Shares 0.000.000.000.00
Non Encumbered - % in Total Promoters Holding 0.000.000.000.00
Non Encumbered - % in Total Equity 0.000.000.000.00
     
PBIDTM(%) 85.4184.5085.9293.59
PBDTM(%) 17.7816.7117.1429.25
PATM(%) 13.7011.4011.9618.88
     
Net Interest Income 0.000.000.000.00
Operating Expenses 0.000.000.000.00
Loan Losses & Provision 0.000.000.000.00
Assets Under Management 0.000.000.000.00
     
Return on Equity(%) 0.000.000.000.00
Operating Expenses to Net Interest Income(%) 0.000.000.000.00
Cost to Income Ratio 0.000.0052.370.00
Loan Loss Provision Ratio 0.000.000.000.00
Loans Spreads(%) 0.000.000.000.00
Net Interest Margin(%) 0.000.003.060.00
Provision Coverage Ratio(%) 36.7835.0132.9932.16
Capital Adequacy Ratio 0.000.000.000.00
Tier I Capital 0.000.000.000.00
Tier II Capital 0.000.000.000.00
     
Gross Non Performing Assets 469.00473.00491.00498.00
Net Non Performing Assets 302.00312.00334.00345.00
(%) Gross Non Performing Assets 4.594.594.694.68
(%) Net Non Performing Assets 3.013.083.253.29
Return on Assets(Annualised) 0.000.000.000.00
Return on Assets 0.000.000.000.00
Loans Disbursed(Amt Rs cr) 0.000.00227.000.00
Loans Sanctioned/Approved(Amt Rs cr) 0.000.00235.000.00
Loan Book(Amt Rs cr) 0.000.000.000.00

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